Pawn Shops Defiance

Defiance offers a few solid pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are commonly pawned items around here.

Defiance, OH has 2 pawn shops in our directory. Top-rated options include Pack Rats Pawn Shop and Wooden Indian Pawn Shop.

Loading map...

Disclosure: Contains affiliate links. Learn more

Filter by services

Pack Rats Pawn Shop

View details

1938 E 2nd St, Defiance, OH 43512, United States

pawn loansitem buyingitem sellingvehicle salesappliance sales
4.9(476)

Wooden Indian Pawn Shop

View details

5727 OH-66, Defiance, OH 43512, United States

pawn loansbuy gold
4.5(108)

What Defiance Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Ohio Pawn Shop Regulations

Interest Rate5% per month (60% APR) plus up to $4/month storage fee
Redemption Period120 days (3 months non-payment + 30 days after mailed notice)
Regulated ByOhio Department of Commerce, Division of Financial Institutions

Ohio has comprehensive state-level pawnbroker regulation under ORC Chapter 4727. If pledgor fails to pay interest for 3 months, pawnbroker must send written notice giving 30 more days to redeem. Daily law enforcement reporting required.

Tips for Visiting Pawn Shops in Defiance

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Defiance?

Common items include gold jewelry, electronics, and power tools.

Which pawn shops in Defiance are well-reviewed?

Check out Pack Rats Pawn Shop and Wooden Indian Pawn Shop for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

ChristmasLoans.us - Request Now

Gold Prices