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No pawn shops found yet.
What Cumming Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Georgia Pawn Shop Regulations
Georgia pawnbroker laws (O.C.G.A. §§44-12-130 through 44-12-138) allow municipalities to license pawnbrokers. Interest rates are tiered: 25% maximum first 90 days, dropping to 12.5% thereafter. Pledged goods forfeit automatically at grace period end.
Tips for Visiting Pawn Shops in Cumming
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
How many Pawn Shops are in Cumming?
We're currently adding Pawn Shops in Cumming. Check back soon or browse nearby cities.
What do Pawn Shops in Cumming accept?
Cumming Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.
What percentage do Pawn Shops pay in Cumming?
Pawn Shops in Cumming typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.
How long do I have to repay a pawn loan in Georgia?
In Georgia, the redemption period is 10 days grace (regular pawns); 30 days grace (vehicle/title pawns). Interest rates are capped at 25% per 30 days first 90 days; 12.5% per 30 days thereafter (minimums: $10/$5). Always ask about extensions.
Need More Cash?
Get a title loan - keep your car