Pawn Shops Cullman

Cullman offers a few solid pawn shops for quick cash or unique finds. Gold, firearms, and electronics are commonly pawned or sold here.

Cullman, AL has 2 pawn shops in our directory. Top-rated options include Jeweler's Cut Jewelry & Pawn and Cullman Guns and Ammo & Pawnshop.

Loading map...

Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.Contains affiliate links. Learn more

Filter by services

Jeweler's Cut Jewelry & Pawn

View details

1802 2nd Ave SW, Cullman, AL 35055, United States

+1 256-620-5803 Website

pawn loansgold buyingsell valuablesfull service jewelry repairbuy/sell/tradeonline sales

4.9(1640)

Cullman Guns and Ammo & Pawnshop

View details

118 4th St SW, Cullman, AL 35055, United States

+1 256-734-8513

4.6(21)

What Cullman Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Alabama Pawn Shop Regulations

Interest Rate25% per month (bundled pawnshop charge)

Redemption Period30 days grace period after maturity date

Regulated ByAlabama State Banking Department

Alabama Pawnshop Act (Title 5, Chapter 19A) bundles all charges into a single pawnshop charge capped at 25% of principal per month. Pledged goods automatically forfeit if not redeemed within 30 days following maturity—no additional notice required.

Tips for Visiting Pawn Shops in Cullman

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cullman?

Common items include gold, electronics, tools, and firearms.

Which pawn shops in Cullman are well-reviewed?

Check out Jeweler's Cut Jewelry & Pawn and Cullman Guns and Ammo & Pawnshop.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).