Pawn Shops Cottonwood

Cottonwood pawn shops often deal in jewelry, firearms, and electronics. Many locals turn to these spots for quick cash or to find unique items.

Cottonwood, AZ has 1 pawn shops in our directory. Top-rated options include Pawn Palace.

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Pawn Palace

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401 S Calvary Way ste c, Cottonwood, AZ 86326, United States

+1 928-634-0898 Website

pawn loansgold buyinggold sellingjewelry buyingjewelry sellinggun sales

4.3(114)

What Cottonwood Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Arizona Pawn Shop Regulations

Interest Rate2% per month interest plus pawn service charge (combined total not to exceed 20% per month)

Redemption PeriodPer contract term; 24-hour cancellation period; 60-day hold after military deployment return

Regulated ByCounty Sheriff Office; Arizona Department of Public Safety; Attorney General

Arizona pawnbrokers must be licensed by county sheriff and cannot charge more than 20% total per 30-day period. Borrowers have 24-hour cancellation window with no charges. Daily transaction reporting to law enforcement required. Pawnbrokers must be state residents.

Tips for Visiting Pawn Shops in Cottonwood

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cottonwood?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Cottonwood are well-reviewed?

Check out Pawn Palace for a reliable option.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).