Pawn Shops Cottage Grove

Cottage Grove residents often turn to nearby pawn shops for quick cash or to sell items. Gold, electronics, and tools are among the most commonly pawned goods in the area.

Cottage Grove, OR has 4 pawn shops in our directory. Top-rated options include Ace Buyers of Springfield, Ace Buyers, and Northwest Pawn.

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Ace Buyers

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823B State Hwy 99 N, Eugene, OR 97402, United States

pawn loansbuy gold
4.6(320)

Northwest Pawn

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2940 W 11th Ave, Eugene, OR 97402, United States

pawn loanscollateral loans
4.6(222)

Ace Buyers of Springfield

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195 14th St, Springfield, OR 97477, United States

pawn loansonline salesbuy/sell/trade
4.6(717)

World Pawn Exchange LLC

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1980 Sherman Ave, North Bend, OR 97459, United States

pawn loansgold buyingjewelry buyingjewelry salesfirearms buyingfirearms sales
4.4(187)

What Cottage Grove Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Oregon Pawn Shop Regulations

Interest Rate3% per month on unpaid principal; plus setup fee (10% of loan, $2-$250) and storage fee (7% of loan, $2-$250)
Redemption Period60 days minimum (90 days for new loans) + 30-day grace after maturity notice
Regulated ByOregon Division of Financial Regulation (Dept. of Consumer and Business Services)

Oregon pawnbrokers must obtain state license requiring $25,000 bond. In addition to 3% monthly interest, setup and storage fees are permitted. Pledgor has 30 days after receiving loan expiration notice to redeem or renew. Unredeemed items become pawnbroker property.

Tips for Visiting Pawn Shops in Cottage Grove

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cottage Grove?

Common items include gold, electronics, and tools.

Which pawn shops in Cottage Grove are well-reviewed?

Check out Ace Buyers of Springfield and Northwest Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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