Pawn Shops Cleveland

Cleveland, TX has a few reliable pawn shops for buying, selling, or getting loans. Gold, electronics, and tools are commonly pawned items here.

Cleveland, TX has 2 pawn shops in our directory. Top-rated options include Cleveland Pawn.

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Cleveland Pawn

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1006 S Washington Ave # C, Cleveland, TX 77327, United States

+1 832-480-5211

4.7(146)

Cash America Pawn

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505 S Washington Ave, Cleveland, TX 77327, United States

+1 281-593-3333 Website

pawn loansretail salesgold buyinglayaway

3.1(49)

What Cleveland Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC

Redemption Period30-day grace period after maturity

Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Cleveland

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Cleveland?

Common items include gold jewelry, electronics like laptops, and tools such as power drills.

Which pawn shops in Cleveland are well-reviewed?

Check out Cleveland Pawn and Cash America Pawn for trusted options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).