Pawn Shops Clearwater

Clearwater has several pawn shops for quick cash or deals on used goods. Popular items to pawn or sell include jewelry, electronics, and musical instruments.

Clearwater, FL has 2 pawn shops in our directory. Top-rated options include Tampa Bay Pawn - Clearwater.

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Tampa Bay Pawn - Clearwater

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2007 Gulf to Bay Blvd, Clearwater, FL 33765, United States

+1 727-754-4864

4.4(30)

Cash America Pawn

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1530 S Missouri Ave, Clearwater, FL 33756, United States

+1 727-443-2263 Website

pawn loansretail salesgold buyinglayaway

3.7(90)

What Clearwater Pawn Shops Accept

✓ Gold jewelry & watches
✓ Electronics (phones, laptops, tablets)
✓ Power tools (DeWalt, Milwaukee, Makita)
✓ Gaming consoles (PS5, Xbox, Nintendo)
✓ Musical instruments
✓ Firearms (where permitted)
✓ Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Florida Pawn Shop Regulations

Interest Rate25% per 30-day period (minimum $5)

Redemption Period30 days grace period after default date

Regulated ByFlorida Department of Agriculture and Consumer Services (FDACS)

Under Florida Pawnbroking Act (Chapter 539), pawnbrokers may charge up to 25% per 30-day period. Items automatically forfeit after 30 days past default date without notice. Florida requires a 30-day police hold on items to check for stolen property.

Tips for Visiting Pawn Shops in Clearwater

1.Get quotes from multiple shops before deciding
2.Know your item's value - check eBay sold listings first
3.Bring valid government-issued ID (required by law)
4.Ask about interest rates and total repayment amount upfront
5.Keep your pawn ticket in a safe place
6.Ask about the redemption period and any grace periods
7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Clearwater?

Common items include gold, electronics, and tools.

Which pawn shops in Clearwater are well-reviewed?

Check out Tampa Bay Pawn - Clearwater and Cash America Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).