Pawn Shops Chula Vista
Chula Vista has a solid lineup of pawn shops for buying, selling, or getting loans. Gold, jewelry, and electronics are some of the most common items people bring in.
Chula Vista, CA has 2 pawn shops in our directory. Top-rated options include Express Pawn Shop and Monte De Piedad® Pawn Shop.
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Express Pawn Shop
View details1294 3rd Ave Suite B1, Chula Vista, CA 91911, United States
Monte De Piedad® Pawn Shop
View details1120 Third Ave, Chula Vista, CA 91911, United States
What Chula Vista Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
California Pawn Shop Regulations
California has among the most regulated pawn industries in the US. Interest is capped at 3% per month under Financial Code Section 21200. Pawnbrokers must obtain licenses through local law enforcement and maintain $100,000 in liquid assets or equivalent surety bond.
Tips for Visiting Pawn Shops in Chula Vista
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Chula Vista?
Common items include gold, electronics, and tools that shops are often willing to take.
Which pawn shops in Chula Vista are well-reviewed?
Check out Express Pawn Shop and Monte De Piedad® Pawn Shop for reliable options.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
