Pawn Shops Chicopee

Chicopee has several pawn shops ready to help with quick cash or deals on used goods. Popular items to pawn or sell include jewelry, electronics, and musical instruments.

We're still building our directory for Chicopee, MA. Check back soon for local pawn shops.

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What Chicopee Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Massachusetts Pawn Shop Regulations

Interest RateUp to 3% per month (36% APR) with DOB approval; varies by municipality
Redemption Period4 months (non-perishable); 1 month (perishable)
Regulated ByMassachusetts Division of Banks; Local licensing authorities

Massachusetts delegates pawnbroker licensing to cities and towns under MGL Chapter 140. Interest rates and regulations vary by municipality, requiring Division of Banks approval for local ordinances. No rates above 36% APR approved for amounts over $25.

Tips for Visiting Pawn Shops in Chicopee

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Chicopee?

Common items include gold, electronics, tools, and jewelry.

Which pawn shops in Chicopee are well-reviewed?

Check our listings above.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices