Pawn Shops Chesterfield
Chesterfield, MI, has a few pawn shops for buying, selling, or getting loans on valuables. Gold, electronics, and tools are commonly pawned items around here.
Chesterfield, MI has 3 pawn shops in our directory. Top-rated options include Wise Buys, Cash Express, and H&T Pawnbrokers.
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H&T Pawnbrokers
View details21 Middle Pavement, Chesterfield S40 1PA
Cash Express
View details797 Chesterfield Rd, Woodseats, Sheffield S8 0SQ
Wise Buys
View details57530 Gratiot Ave, New Haven, MI 48048, United States
What Chesterfield Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Michigan Pawn Shop Regulations
Michigan pawnbrokers are regulated under Act 273 of 1917 (MCL 446.201-446.219). Interest exceeding 3% per month renders the loan void—borrower owes nothing and pawnbroker must surrender item. Storage fees of $3/month and usage fees of $1/month permitted.
Tips for Visiting Pawn Shops in Chesterfield
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Chesterfield?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Chesterfield are well-reviewed?
Check out Wise Buys for a solid local option.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
