Pawn Shops Chesterfield
Chesterfield, MI, has a few pawn shops for buying, selling, or getting loans on valuables. Gold, electronics, and tools are commonly pawned items around here.
Chesterfield, MI has 3 pawn shops in our directory. Top-rated options include Wise Buys, Cash Express, and H&T Pawnbrokers.
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H&T Pawnbrokers
View details21 Middle Pavement, Chesterfield S40 1PA
Wise Buys
View details57530 Gratiot Ave, New Haven, MI 48048, United States
What Chesterfield Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Michigan Pawn Shop Regulations
Michigan pawnbrokers are regulated under Act 273 of 1917 (MCL 446.201-446.219). Interest exceeding 3% per month renders the loan void—borrower owes nothing and pawnbroker must surrender item. Storage fees of $3/month and usage fees of $1/month permitted.
Tips for Visiting Pawn Shops in Chesterfield
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Chesterfield?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Chesterfield are well-reviewed?
Check out Wise Buys for a solid local option.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
