Pawn Shops Buda

Buda and nearby areas have several pawn shops for buying, selling, or pawning items. Gold, electronics, and tools are commonly traded here.

Buda, TX has 3 pawn shops in our directory. Top-rated options include EZPAWN (2219 West Ben White Boulevard, Austin), Smart Pawn & Jewelry, and Money & More Pawn.

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EZPAWN (2219 West Ben White Boulevard, Austin)

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2219 W Ben White Blvd, Austin, TX 78704, United States

pawn loansbuy gold
4.7(441)

Smart Pawn & Jewelry

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5416 Menchaca Rd, Austin, TX 78745, United States

pawn loansretail salesgold buyinglayaway
4.7(343)

Money & More Pawn

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575 Ranch to Market Rd 150, Kyle, TX 78640, United States

4.5(195)

What Buda Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Texas Pawn Shop Regulations

Interest Rate15-20% per month (small loans under $175); declining to 2.5% per month (larger amounts); rates adjusted annually by OCCC
Redemption Period30-day grace period after maturity
Regulated ByTexas Office of Consumer Credit Commissioner (OCCC)

Texas has among the most comprehensive pawn regulations under Finance Code Chapter 371. Pawn service charges vary by loan amount brackets updated annually for inflation. Pledgors have no personal liability beyond collateral and can redeem by mail.

Tips for Visiting Pawn Shops in Buda

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Buda?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Buda are well-reviewed?

Check out Money & More Pawn in Kyle and EZPAWN in Austin.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices