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What Brainerd Pawn Shops Accept
- ✓ Gold jewelry & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools (DeWalt, Milwaukee, Makita)
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Firearms (where permitted)
- ✓ Designer items
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Minnesota Pawn Shop Regulations
Minnesota pawnbrokers are regulated under Chapter 325J. Interest and fees exceeding permitted amounts are void and uncollectible. If full payment is made more than 2 weeks before monthly date, half that month charge must be remitted. Vehicle pawns require 90-day wait.
Tips for Visiting Pawn Shops in Brainerd
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Ask if they report to credit bureaus (most don't)
Frequently Asked Questions
What can I pawn in Brainerd?
Common items include gold, electronics, and tools.
Which pawn shops in Brainerd are well-reviewed?
T B Pawn Shop at T B Pawn Shop is a known option.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).
