Pawn Shops Bellingham

Bellingham offers several pawn shops for buying, selling, or getting loans on valuables. Gold, electronics, and tools are commonly pawned items here.

Bellingham, WA has 4 pawn shops in our directory. Top-rated options include Bellingham Pawn / SHARKY'S, Miracle Pawn Inc, and Northwest Pawn.

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Miracle Pawn Inc

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4811 Guide Meridian Rd, Bellingham, WA 98226, United States

4.9(55)

Northwest Pawn

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1703 Birchwood Ave, Bellingham, WA 98225, United States

4.8(41)

Bellingham Pawn / SHARKY'S

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4161 Bennett Dr, Bellingham, WA 98226, United States

pawn loanscash loansbuy/sell/tradejewelry buyingjewelry sellingfirearms sales
4.0(112)

Cash America Pawn

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4006 WA-539, Bellingham, WA 98226, United States

pawn loansretail salesgold buyinglayaway
3.3(81)

What Bellingham Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Washington Pawn Shop Regulations

Interest Rate4% per 30-day period (loans ≥$100); tiered flat rates for smaller loans
Redemption Period90 days (includes date of loan)
Regulated ByLocal governments (cities/counties); state law under RCW Chapter 19.60

Washington pawnbrokers are regulated under RCW 19.60 with interest rates set by statute. Standard loan term is 90 days, after which unredeemed items automatically transfer to pawnbroker. Additional document preparation and storage fees permitted ($5 each).

Tips for Visiting Pawn Shops in Bellingham

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Bellingham?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Bellingham are well-reviewed?

Check out Miracle Pawn Inc and Northwest Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Need More Cash?

Get a title loan - keep your car

Gold Prices