Pawn Shops Arvada

We're still adding Pawn Shops in Arvada. Check nearby cities or come back soon. Arvada has a solid selection of pawn shops for a city of its size.

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What Arvada Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Colorado Pawn Shop Regulations

Interest Rate20% per month (fixed price cannot exceed one-fifth of original purchase price per month)
Redemption Period30 days minimum
Regulated ByLocal authorities (city managers, municipal licensing)

Colorado regulates pawnbrokers primarily at local level under C.R.S. Title 29, Article 11.9. The state sets 20% maximum monthly fixed price to redeem items. Weekly transaction records to local law enforcement required. Multiple same-day contracts on same property prohibited.

Tips for Visiting Pawn Shops in Arvada

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

How many Pawn Shops are in Arvada?

We're currently adding Pawn Shops in Arvada. Check back soon or browse nearby cities.

What do Pawn Shops in Arvada accept?

Arvada Pawn Shops typically accept gold and jewelry, electronics, tools, musical instruments, and other valuables. Each shop has different specialties - call ahead for specific items.

What percentage do Pawn Shops pay in Arvada?

Pawn Shops in Arvada typically offer 40-60% of an item's resale value for purchases, or 25-50% for pawn loans. Gold is usually priced at 40-60% of spot price. Get multiple quotes.

How long do I have to repay a pawn loan in Colorado?

In Colorado, the redemption period is 30 days minimum. Interest rates are capped at 20% per month (fixed price cannot exceed one-fifth of original purchase price per month). Always ask about extensions.

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