Pawn Shops Albany

Albany has a solid selection of pawn shops for quick cash or discounted items. Many locals pawn gold, electronics, and tools to cover unexpected expenses.

Albany, GA has 4 pawn shops in our directory. Top-rated options include Dawson Road Jewelry & Pawn, North Slappey Pawn Shop, and OAKRIDGE PAWN SHOP.

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Star Brokers

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214 W Broad Ave, Albany, GA 31701, United States

4.7(3)

Dawson Road Jewelry & Pawn

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2417 Dawson Rd, Albany, GA 31707, United States

pawn loansbuy/sell/tradelayawayin-house jewelry repairjewelry appraisalwatch battery replacement
4.6(101)

North Slappey Pawn Shop

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906 N Slappey Blvd, Albany, GA 31701, United States

pawn loansbuy/tradelayawayin-house jewelry repairjewelry appraisalwatch battery replacement
4.3(45)

OAKRIDGE PAWN SHOP

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304 E Oakridge Dr, Albany, GA 31705, United States

4.1(42)

What Albany Pawn Shops Accept

  • Gold jewelry & watches
  • Electronics (phones, laptops, tablets)
  • Power tools (DeWalt, Milwaukee, Makita)
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Firearms (where permitted)
  • Designer items

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Georgia Pawn Shop Regulations

Interest Rate25% per 30 days first 90 days; 12.5% per 30 days thereafter (minimums: $10/$5)
Redemption Period10 days grace (regular pawns); 30 days grace (vehicle/title pawns)
Regulated ByMunicipal authorities (local city/county licensing)

Georgia pawnbroker laws (O.C.G.A. §§44-12-130 through 44-12-138) allow municipalities to license pawnbrokers. Interest rates are tiered: 25% maximum first 90 days, dropping to 12.5% thereafter. Pledged goods forfeit automatically at grace period end.

Tips for Visiting Pawn Shops in Albany

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Ask if they report to credit bureaus (most don't)

Frequently Asked Questions

What can I pawn in Albany?

Common items include gold jewelry, electronics like phones or laptops, and tools.

Which pawn shops in Albany are well-reviewed?

Check out Star Brokers and Dawson Road Jewelry & Pawn for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

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