Pawn Shops Oldham

Oldham offers several pawn shops for quick cash or second-hand buys. Popular items to pawn or sell include gold, electronics, and watches.

Oldham has 6 pawn shops in our directory. Top-rated options include Mays Pawnbrokers & Jewellers Manchester City Centre, Mays Pawnbrokers & Jewellers, and Mays Pawnbrokers & Jewellers Oldham.

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Mays Pawnbrokers & Jewellers

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18, Mercian Mall, Ladysmith Centre, Ashton-under-Lyne OL6 7JH

pawn loansbuy gold
5.0(212)

H&T Pawnbrokers

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Town Square Shopping Centre, Unit 8 Market Pl, Oldham OL1 1XF

pawn loansbuy gold
5.00

Mays Pawnbrokers & Jewellers Oldham

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21a Town Square Shopping Centre, Oldham OL1 1XF

pawnbrokingpawn loanssell your watchsell your jewellerysell your rolexsell your gold
4.9(167)

Mays Pawnbrokers & Jewellers Manchester City Centre

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3, St Ann's Square, City Centre, Manchester M2 7EA

pawnbrokingpawn loanssell your watchsell your jewellerysell your rolexsell your gold
4.9(218)

The Cash Trader

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25 Yorkshire St, Oldham OL1 3RZ

buyingsellingbuybacksinstant cash offerssecure transactionsflexible deals
4.5(23)

Prestige Pawnbrokers - Posh Pawn

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1 King St, Manchester M2 6AW

pawn loansgold buyingjewelry buyingluxury goods buyingart buyingdesigner handbags buying
4.4(147)

What Oldham Pawn Shops Accept

  • Gold jewellery & watches
  • Electronics (phones, laptops, tablets)
  • Power tools
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Designer handbags
  • Antiques & collectibles

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pawn Shop Rules in England

Interest RateNo statutory cap (typical 3-10% per month)
Redemption Period6 months minimum
Regulated ByFinancial Conduct Authority (FCA)

Pawnbrokers must hold FCA consumer credit authorisation and comply with Consumer Credit Act 1974. For loans over £75, pawnbrokers must give 14 days written notice before selling unredeemed items, and any surplus from sale must be returned to the customer.

Tips for Visiting Pawn Shops in Oldham

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Check the shop is FCA authorised at register.fca.org.uk

Frequently Asked Questions

What can I pawn in Oldham?

Common items include gold, electronics, and tools.

Which pawn shops in Oldham are well-reviewed?

Check out Mays Pawnbrokers & Jewellers Oldham and H&T Pawnbrokers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).