Pawn Shops Liverpool

Liverpool offers several pawn shops for quick cash or discounted items. Many locals pawn or sell gold, electronics, and tools to meet short-term needs.

Liverpool has 10 pawn shops in our directory. Top-rated options include Fast Credit Pawnbrokers, H&T Pawnbrokers, and H&T Pawnbrokers.

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H&T Pawnbrokers

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Hedgefield Rd Childwall, Belle Vale Shopping Centre 35, Liverpool L25 2RQ

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Updated 6 Feb 2026Report issue
5.0(9)

H&T Pawnbrokers

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Unit 11B, St Chad's Dr, Liverpool L32 8RD

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Updated 6 Feb 2026Report issue
5.0(7)

Fast Credit Pawnbrokers

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704 Prescot Rd, Old Swan, Liverpool L13 5XG

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Updated 6 Feb 2026Report issue
5.0(50)

H&T Pawnbrokers

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66 County Rd, Walton, Liverpool L4 3QL

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Updated 6 Feb 2026Report issue
5.0(14)

H&T Pawnbrokers

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4 Ormskirk St, Saint Helens WA10 1BH

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Updated 6 Feb 2026Report issue
4.6(19)

H&T Pawnbrokers

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Milton Pavement, 26 Borough Pavement, Grange Precinct, Birkenhead CH41 2XX

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Updated 6 Feb 2026Report issue
4.2(17)

H&T Pawnbrokers

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64 Parkside Strand Shopping Centre, Bootle L20 4SZ

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Updated 6 Feb 2026Report issue
4.1(14)

H&T Pawnbrokers

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27 Walton Vale, Liverpool L9 4RE

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Updated 6 Feb 2026Report issue
4.0(12)

H&T Pawnbrokers

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305-307 Breck Rd, Liverpool L5 6PU

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Updated 6 Feb 2026Report issue
3.8(22)

H&T Pawnbrokers

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6 Whitechapel, Liverpool L1 6DZ

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Updated 6 Feb 2026Report issue
3.5(14)

What Liverpool Pawn Shops Accept

  • Gold jewellery & watches
  • Electronics (phones, laptops, tablets)
  • Power tools
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Designer handbags
  • Antiques & collectibles

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pawn Shop Rules in England

Interest RateNo statutory cap (typical 3-10% per month)
Redemption Period6 months minimum
Regulated ByFinancial Conduct Authority (FCA)

Pawnbrokers must hold FCA consumer credit authorisation and comply with Consumer Credit Act 1974. For loans over £75, pawnbrokers must give 14 days written notice before selling unredeemed items, and any surplus from sale must be returned to the customer.

Tips for Visiting Pawn Shops in Liverpool

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Check the shop is FCA authorised at register.fca.org.uk

Frequently Asked Questions

What can I pawn in Liverpool?

Common items include gold jewelry, electronics like phones or laptops, and tools.

Which pawn shops in Liverpool are well-reviewed?

Check out Fast Credit Pawnbrokers and H&T Pawnbrokers for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).