Pawn Shops Edinburgh

Edinburgh has a solid selection of pawn shops for quick cash or deals on second-hand goods. Many locals pawn or sell gold, electronics, and jewellery to cover unexpected expenses.

Edinburgh has 6 pawn shops in our directory. Top-rated options include H&T Pawnbrokers, Money Station Ferry Road, and H&T Pawnbrokers.

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Money Station Ferry Road

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645 Ferry Rd., Edinburgh EH4 2TX

28 day buybackstandard buybackpremium buybackcash for goldonline salesclick & collect
4.6(48)

H&T Pawnbrokers

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Westside Plaza, Unit 31 Murrayburn Rd, Edinburgh EH14 2SW

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.6(4648)

H&T Pawnbrokers

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38 Queen St, Edinburgh EH2 1JX

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.4(13)

H&T Pawnbrokers

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106 Lauriston Pl, Edinburgh EH3 9HX

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.3(9)

H&T Pawnbrokers

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Shopping Centre, A900 Unit 6, Leith, Newkirkgate EH6 6AA

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.2(5)

H&T Pawnbrokers

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78a Nicolson St, Edinburgh EH8 9EW

pawn loanspawn loan repaymentspawnbrokingsell your goldsell your watchtravel money
4.1(8)

What Edinburgh Pawn Shops Accept

  • Gold jewellery & watches
  • Electronics (phones, laptops, tablets)
  • Power tools
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Designer handbags
  • Antiques & collectibles

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pawn Shop Rules in Scotland

Interest RateNo statutory cap (typical 3-10% per month)
Redemption Period6 months minimum
Regulated ByFinancial Conduct Authority (FCA)

Scotland follows the Consumer Credit Act 1974 framework. Pawnbrokers are exempt from Civic Government (Scotland) Act 1982 second-hand dealer licensing as they hold FCA authorisation. Sheriff courts handle disputes rather than county courts.

Tips for Visiting Pawn Shops in Edinburgh

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Check the shop is FCA authorised at register.fca.org.uk

Frequently Asked Questions

What can I pawn in Edinburgh?

Common items include gold, electronics, and tools, which are often accepted at local shops.

Which pawn shops in Edinburgh are well-reviewed?

Check out H&T Pawnbrokers and Money Station Ferry Road for reliable options.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).

Today's Gold Prices

Selling gold? Check current prices first.