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H&T Pawnbrokers
View details33 Victoria St, Derby DE1 1ES
What Derby Pawn Shops Accept
- ✓ Gold jewellery & watches
- ✓ Electronics (phones, laptops, tablets)
- ✓ Power tools
- ✓ Gaming consoles (PS5, Xbox, Nintendo)
- ✓ Musical instruments
- ✓ Designer handbags
- ✓ Antiques & collectibles
Acceptance varies by shop. Call ahead for specialty items or large quantities.
Pawn Shop Rules in England
Pawnbrokers must hold FCA consumer credit authorisation and comply with Consumer Credit Act 1974. For loans over £75, pawnbrokers must give 14 days written notice before selling unredeemed items, and any surplus from sale must be returned to the customer.
Tips for Visiting Pawn Shops in Derby
- 1.Get quotes from multiple shops before deciding
- 2.Know your item's value - check eBay sold listings first
- 3.Bring valid government-issued ID (required by law)
- 4.Ask about interest rates and total repayment amount upfront
- 5.Keep your pawn ticket in a safe place
- 6.Ask about the redemption period and any grace periods
- 7.Check the shop is FCA authorised at register.fca.org.uk
Frequently Asked Questions
What can I pawn in Derby?
Common items include gold jewelry, electronics, and tools.
Which pawn shops in Derby are well-reviewed?
Check out H&T Pawnbrokers on Victoria Street for a reliable option.
How much can I get for gold?
Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.
What ID do I need?
Valid government-issued photo ID (driver's license, passport, or state ID).