Pawn Shops Chatham

Chatham has a range of pawn shops offering services like short-term loans and buying used goods. Many locals pawn or sell items such as jewelry, electronics, and musical instruments.

We're still building our directory for Chatham. Check back soon for local pawn shops.

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No pawn shops found in Chatham yet.

What Chatham Pawn Shops Accept

  • Gold jewellery & watches
  • Electronics (phones, laptops, tablets)
  • Power tools
  • Gaming consoles (PS5, Xbox, Nintendo)
  • Musical instruments
  • Designer handbags
  • Antiques & collectibles

Acceptance varies by shop. Call ahead for specialty items or large quantities.

Pawn Shop Rules in England

Interest RateNo statutory cap (typical 3-10% per month)
Redemption Period6 months minimum
Regulated ByFinancial Conduct Authority (FCA)

Pawnbrokers must hold FCA consumer credit authorisation and comply with Consumer Credit Act 1974. For loans over £75, pawnbrokers must give 14 days written notice before selling unredeemed items, and any surplus from sale must be returned to the customer.

Tips for Visiting Pawn Shops in Chatham

  • 1.Get quotes from multiple shops before deciding
  • 2.Know your item's value - check eBay sold listings first
  • 3.Bring valid government-issued ID (required by law)
  • 4.Ask about interest rates and total repayment amount upfront
  • 5.Keep your pawn ticket in a safe place
  • 6.Ask about the redemption period and any grace periods
  • 7.Check the shop is FCA authorised at register.fca.org.uk

Frequently Asked Questions

What can I pawn in Chatham?

Common items include gold jewelry, electronics, and tools.

Which pawn shops in Chatham are well-reviewed?

Check our listings above.

How much can I get for gold?

Offers vary by weight, purity, and current prices. Pawn shops typically pay below spot value - get multiple quotes to compare.

What ID do I need?

Valid government-issued photo ID (driver's license, passport, or state ID).