Get $500 - $5,000 with Your Car Title
Keep driving your car. Cash as soon as today.
*Soft check only. No obligation.
How It Works
Your car is collateral. You keep driving it.
Apply Online
5 min application. No credit impact.
Get Approved
Based on your car's value.
Get Cash
Keep driving your car.
💡 What happens: The lender puts a hold (lien) on your title. You keep the car. When you pay off the loan, you get a clean title back. If you don't pay, they can take the car.
What You Need
- Car you own (or nearly paid off)
- Valid Virginia driver's license
- Proof of income
- Proof of Virginia residence
- Cannot be active-duty military
How Much Could You Get?
Know Before You Borrow
Title loans help in emergencies but aren't for everyone.
Risks
- You could lose your car if you can't repay
- Rates still high (up to 22% monthly)
- No rollovers - must pay on schedule
Virginia Protections
- Can only borrow up to 50% of car's value
- No rollovers allowed (prevents debt spiral)
- 10-day notice before repossession
- Military members protected
- Only one loan per person at a time
See what your car qualifies for
Free quote. No obligation. No credit impact.
Check How Much I Can Get →Common Questions
Why can't I roll over my loan in Virginia?
Virginia banned rollovers to protect consumers from debt spirals. You must repay on the original schedule. If you're struggling, contact your lender to discuss options.
How much can I borrow in Virginia?
Maximum is 50% of your car's fair market value. Virginia has some of the strongest borrower protections in the country.
How fast can I get money?
Most Virginia lenders fund same-day or next business day after approval.
What if I have bad credit?
Your car is the collateral, so credit matters less. Most lenders focus on the car's value and your income.
Not Right for You?
These alternatives may have lower rates.
Ready to see your options?
Free quote based on your car's value.
Check How Much I Can Get →Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.