Get $100 - $2,500 with Your Car Title
Keep driving your car. Cash as soon as today.
*Soft check only. No obligation.
How It Works
Your car is collateral. You keep driving it.
Apply Online
5 min application. No credit impact.
Get Approved
Based on your car's value.
Get Cash
Keep driving your car.
💡 What happens: The lender puts a hold (lien) on your title. You keep the car. When you pay off the loan, you get a clean title back. If you don't pay, they can take the car.
What You Need
- Car you own (or nearly paid off)
- Valid Tennessee driver's license
- Proof of income
- Proof of Tennessee residence
How Much Could You Get?
Know Before You Borrow
Title loans help in emergencies but aren't for everyone.
Risks
- You could lose your car if you can't repay
- High fees on top of interest (up to 20% of loan)
- Auto-renewal can extend your debt
Tennessee Protections
- Maximum loan capped at $2,500
- Must pay 5% of balance at third renewal
- Regulated under Title Pledge Act
See what your car qualifies for
Free quote. No obligation. No credit impact.
Check How Much I Can Get →Common Questions
Why is the maximum only $2,500 in Tennessee?
Tennessee's Title Pledge Act caps title loans at $2,500 to limit consumer exposure. If you need more, you'd need a different type of loan.
What are the fees on top of interest?
Lenders can charge up to 1/5 (20%) of the loan amount in fees, plus 2% monthly interest. So a $1,000 loan could have $200 in fees plus interest.
How fast can I get money?
Most Tennessee lenders fund same-day or next business day after approval.
What if I have bad credit?
Your car is the collateral, so credit matters less. Most lenders focus on the car's value and your income.
Not Right for You?
These alternatives may have lower rates.
Ready to see your options?
Free quote based on your car's value.
Check How Much I Can Get →Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.