Get $500 - $5,000 with Your Car Title
Keep driving your car. Cash as soon as today.
*Soft check only. No obligation.
How It Works
Your car is collateral. You keep driving it.
Apply Online
5 min application. No credit impact.
Get Approved
Based on your car's value.
Get Cash
Keep driving your car.
💡 What happens: The lender puts a hold (lien) on your title. You keep the car. When you pay off the loan, you get a clean title back. If you don't pay, they can take the car.
What You Need
- Car you own (or nearly paid off)
- Valid Rhode Island driver's license
- Proof of income
- Proof of Rhode Island residence
How Much Could You Get?
Know Before You Borrow
Title loans help in emergencies but aren't for everyone.
Risks
- You could lose your car if you can't repay
- Very limited lending options
- Vehicle repossession on default
Rhode Island Protections
- 21% maximum interest rate
- Strong rate cap limits predatory lending
- Few high-cost title lenders operate here
See what your car qualifies for
Free quote. No obligation. No credit impact.
Check How Much I Can Get →Common Questions
How much can I borrow in Rhode Island?
Rhode Island caps interest at 21%, making it one of the more consumer-friendly states. This limits options but protects borrowers from extreme rates.
Will I lose my car?
Only if you stop making payments. You keep driving it during the loan. But yes - if you default, the lender can repossess it.
How fast can I get money?
Most Rhode Island lenders fund same-day or next business day after approval.
What if I have bad credit?
Your car is the collateral, so credit matters less. Most lenders focus on the car's value and your income.
Not Right for You?
These alternatives may have lower rates.
Ready to see your options?
Free quote based on your car's value.
Check How Much I Can Get →Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.