Get $500 - $5,000 with Your Car Title
Keep driving your car. Cash as soon as today.
*Soft check only. No obligation.
How It Works
Your car is collateral. You keep driving it.
Apply Online
5 min application. No credit impact.
Get Approved
Based on your car's value.
Get Cash
Keep driving your car.
💡 What happens: The lender puts a hold (lien) on your title. You keep the car. When you pay off the loan, you get a clean title back. If you don't pay, they can take the car.
What You Need
- Car you own (or nearly paid off)
- Valid Iowa driver's license
- Proof of income
- Proof of Iowa residence
How Much Could You Get?
Know Before You Borrow
Title loans help in emergencies but aren't for everyone.
Risks
- You could lose your car if you can't repay
- High rates (21% monthly = 252% APR)
- 30-day terms require frequent renewal
Iowa Protections
- Licensed lenders required
- Renewable 30-day terms
- Some lending structures regulated
See what your car qualifies for
Free quote. No obligation. No credit impact.
Check How Much I Can Get →Common Questions
How much can I borrow in Iowa?
Iowa has no maximum loan amount. Rates can reach 21% monthly (252% APR). Compare multiple lenders to find the best terms.
Will I lose my car?
Only if you stop making payments. You keep driving it during the loan. But yes - if you default, the lender can repossess it.
How fast can I get money?
Most Iowa lenders fund same-day or next business day after approval.
What if I have bad credit?
Your car is the collateral, so credit matters less. Most lenders focus on the car's value and your income.
Not Right for You?
These alternatives may have lower rates.
Ready to see your options?
Free quote based on your car's value.
Check How Much I Can Get →Disclosure: This page contains affiliate links. We may receive compensation when you click certain links. This does not influence our recommendations.